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On this page we will give you some free advice. If you never decide to purchase one of our premium services, you can still keep your money safe by following the tips found here. This page will change when market conditions warrant a move.

1. Sell all of your stocks, especially in a rally. I know this sounds radical, but unless you have 10-15 years to wait, you may be in big trouble. Take the losses, pay the 401k or IRA penalties. Your money needs to be in a safe haven and the stock market is not that place.

2. Buy short term U.S. treasuries, 2-5 years.

2a. US Savings Bonds Series EE 3.96% return.

3. Money markets and CD's. 2-3% is much better than nothing or negative returns.

4. Gold. Some of your money should be in gold or gold stock options.

5. E-Trade is offering a 5% savings account with no minimum.

 

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Last modified: May 12, 2007